cancel
Showing results for 
Search instead for 
Did you mean: 
Husker-J
Senior Contributor

Re: 800,000 in New Jersey lose their health insurance

How do you know the coverage will be 'better'?

 

Maybe they will be paying for a bunch of stuff they have no use for, and will just have health coverage that is overpriced?

Husker-J
Senior Contributor

Re: 800,000 in New Jersey lose their health insurance

Why didn't Obama and Co have any other option?
I need something better than 'they had to compromise to get along with the Republicans' because I believe the record will clearly show that there were zero Republican votes to go along with it.

 

Myself, I think they had to hurry up and rush into law, anything that they could put on paper, and call it the law, before a duly elected Senator (to replace Kennedy after he died) could be sworn it, and they would lose their 'sure thing' Dem stronghold.

The law has pretty much every aspect of something that was hurredly done.   Way too many pages of regulations, many of which made no sense, all sorts of requirements that could not be implemented on schedule, etc.

schnurrbart
Veteran Advisor

Re: 800,000 in New Jersey lose their health insurance

Hope you stay lucky. Me, I have had cancer 3 different times, 3 hernias, smashed cheek, eye socket and nose compliments of a 5 day old calf, arthritis, knee surgery, wear glasses, ex-wife had a mini stroke, seizure with helicopter rides both times. My cancer require labs and drs visits twice yearly with 3 drs, see a heart specialist 2 times a year and a rheumatologist once a year. Without insurance, I would have been bankrupt 35 years ago!
schnurrbart
Veteran Advisor

Re: 800,000 in New Jersey lose their health insurance

Almost every insurance co. today does not pay for preventative tests and labs. Under ACA they do.
schnurrbart
Veteran Advisor

Re: 800,000 in New Jersey lose their health insurance

Don't try to tell us that the repubs don't and that you don't cheer them on when they use any and every trick and political maneuver to get what they want!!
Husker-J
Senior Contributor

Re: 800,000 in New Jersey lose their health insurance


@schnurrbart wrote:
Don't try to tell us that the repubs don't and that you don't cheer them on when they use any and every trick and political maneuver to get what they want!!

I think maybe you should do a little fact checking, before you make such accusations.

Husker-J
Senior Contributor

Re: 800,000 in New Jersey lose their health insurance

But there will be women who had hysterecomies who will have to pay for birth control coverage, childbirth coverage, infertile couples having to pay for prenatal coverage, etc, etc.   Paying for coverage that they have no use for, just makes the policy more expensive.

 

Also, I don't know what you mean by 'almost every insurance co', doe not pay for tests and labs.

Ours pays towards that, provided it is doctor ordered.  Not 100%, but I belive 80%, which rises to above 90% if we use the labs that are in the insurance co's 'network' or whatever it is called.


I could have a lot of test work done, and still save money.  The 'estimate' of my Obamacare coverage, was over $4K higher than what I pay now.   Using in-network services, that would be over $40,000 in tests, before my current policy cost me any more.   

Top it off, and if those 'tests' find someething wrong, my current policy co-pay maxes out at $5k.    Under Obamacare, it would be $12K.

 

Running the numbers through for my family, I can't see how it is enough 'better' to justify the extra expense.

schnurrbart
Veteran Advisor

Re: 800,000 in New Jersey lose their health insurance

They won't pay for anything they don't use. If I said they won't pay for labs and tests, I meant to say for preventative care. I get tested 2 times a year for certain things because of a history of certain diseases but if the doctor just wanted to check to see if say my thyroid was working ok without any history of thyroid disease, it would not be covered. The ACA covers preventative medicine but you must have a diagnosis for a lab test to be covered today.
schnurrbart
Veteran Advisor

Re: 800,000 in New Jersey lose their health insurance

Just checked. I did say "preventative" as in preventative care. And under the ACA, all preventative care is free--no co-pay. Right now, if you have a comprehensive check-up once a year, you will still pay a co-pay depending on what your insurance actually covers. Someone with only a cat. policy would pay the entire amount.
ollie2655
Senior Contributor

Re: HOW???????

CARE TO ELABORATE