Private insurance and job based plans were just fine before other than health care itself was getting pretty expensive in the tug of war between insurance companies and medical providers.
obamacare was basically a forced program to give insurance to the nonworking poor who were getting their healthcare free through government health services and county or state hospitals from govermnent assistance. Those government provided services to the poor were getting too expensive so obamacare waas an attempt to get health insurance to the uninsured poor and transfer the cost of that healthcare from the government back to the general public through higher premiums for everyone...
It might have worked but the government was never honest about the number and scope of the uninsured healthcare costs....it was a bloated problem with way too many uninsured coming into a program funded by way too few.
The economic downturn and ever decreasing job market since 2008..... (largely denied by government statistics)....... has not helped....
Large numbers of baby boomers going out of the insurance pool into medicare
All contributing to a failed and ill concieved program.
