Re: Smokers to be forced from HUD
But it is a legal product, does the smoker have much of a choice when it comes to getting that insurance ?
no matter what insurance company they go to, they are going to pay more because of that free, legal choice.
how come the insurance companies get to be the ones picking winners and losers ?
It's the clients choice. The market will decide what he/she must pay. If they charge too much you can start an insurance company that doesn't and all of the obscene profits will be yours. It is competition that delivers a quality product at an affordable price.