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schnurrbart
Veteran Advisor

Strike it down!

In a perverse sort of way, I hope the health care bill will be repealed.  I doubt that I will see any change from what I have had and if it goes back to it, I will be right where I started.  But for all you guys paying only for cat. insurance with those $1000+/mo. premiums and $5000 deductibles and those with children that may be unfortunate enough to have a pre-existing condition and can't be covered or the millions that also can't get insurance because they can't afford it or have some problem that the ins. cos. don't want to cover, I guess they will just have to continue to do what they and you have always done.  I will also and too bad, so sad for all of you.  Be careful of what you wish for!

68 Replies
GreaTOne_65
Senior Contributor

Re: Strike it down!

It isn't going to be repealed, all this was for the party faithful, they haven't got the support they thought they had because they read the results of the election wrong. It was totally symbolic, cost the taxpayers another $130,000,000.00 dollars, but what the h*ll it's only money.

BA Deere
Senior Contributor

Re: Strike it down!

The thing is Schnurrbart, let`s take a hypothetical family of 4 that`s now paying $5,000 a year, with a $2,000 deductable and are very happy with their plan. The question is: Obamacare, what`s in it for them???  Also, with insurance companies having to cover sick dead-beats, will that family of four be charged more for that same insurance???  See, Obama and the Democrats can not answer those questions with simple answers, until they do, which they can`t, Obamacare will remain overwhelmingly unpopular.

schnurrbart
Veteran Advisor

Re: Strike it down!

Since the plan is to form large groups to pool their purchasing power, the premiums will decrease for everyone plus the added cost of ER visits will decrease as all will have insurance, so the cost of medical care will decrease also.  If you think $5000/yr and $2000 deductible is the right plan for you, you can keep it.  I'm sure your insurance co. will be happy to keep you at those rates for as long as you wish to pay them.  Before this passed,  what would have happened to you if your child had been born with a birth defect that required treatment all the time?  I'll tell you.  Most insurance companies would not have allowed that child to be covered under your policy.  If you could even get coverage, it would have been very expensive.

ollie2655
Senior Contributor

Re:yellow no. 2-or not so great

it wont have to be repealed --a judge today said it was a crock --guess it matches obamo and the obamoites ---now run and hide again

BA Deere
Senior Contributor

Re: Strike it down!

By forcing insurace companies to take on "high risk clients" that hypothetical family of 4 would have to either have higher permiums or raised deductables, to use a very worn out cliche "It`s Economics 101".  It`s like on your car insurance, if they were forced to take on clients with a history of drunk driving and provide them with affordable rates..Schnurrbart`s rates would go up. If I`m a Democratic Senator, I`ve got to be thinking "If repeal comes up for my political good I had better vote for it". Consider: Republicans were shut out of debate when Obamacare passed, no matter how you cut it 2/3 of the people are against it, it`s unconstitutional, it`s going to be a budget buster, it will be easier to repeal now than in 2014 when it fully kicks in, in this climate of voters wanting to have a voice now isn`t the time to play dictator and if last November was any indication Repubs will retake the Senate in 2012 and do away with it anyway.  So Schnurrbart as you said in your lead post `repeal it and start from scratch`. This time hopefully with some honesty.

schnurrbart
Veteran Advisor

Re: Strike it down!

However, the added number of "new" premiums would more than make up for the "added risk" which they should have been covering in the first place.  We are talking about taking care of people and the insurance companies have for a very long time tried to get out of doing what the people pay for.  The problem with starting from scratch is that repubs don't want to change it.  The insurance companies have bought them lock, stock and barrel.  That is why they never brought up any alternative other than the status quo.  Wake up!  They declined to debate the issue.  They weren't shut out.  They had nothing to offer but to remain the same and to say NO to any and everything the Dems said so they passed it without the repubs.  You know this but refuse to admit it.

4wd
Senior Contributor

Re: Strike it down!

Making the gov health ins coverage mandatory won't fly. Just that simple. Guys like me with a Cat policy and huge deductable,. but costing me $2k/yr just won't go for a gov plan that raises my cost to $5k/yr for what? I am healthy, take care of myself, don't get colds or flues, at times maybe touched in the head ba bit, but no coverage for that anyway. I DON"T NEED IT

That mandatory  edict for all Americans is unconstitutional.

4wd
Senior Contributor

Re: Strike it down!

Even congress cannot break the law, well in most cases they cannot, and that mandatory coverage crapola is unconstitutional.

schnurrbart
Veteran Advisor

Re: Strike it down!

Forget the unconstitutional bit because that isn't so.  Why would your premiums increase 150%?  I was nice and healthy also 25 years ago.  Lots of exercise, fresh air, etc and THEN I was diagnosed with cancer, then my knee got torn up, then I got cancer again (different kind), then got head butted in the face by a young bull calf, then osteoarthritis, etc, etc!  Fortunately, I had good insurance that didn't cost me an arm and a leg.  It was about $3500/yr with $150 deductible.  90 days of generic meds -$3.  Now, I haven't paid a penny for 2 years.  Don't know what I would have to pay if cancer strikes again but for every day things like annual physicals and cancer checkups, blood work, flu shots etc. I don't pay anything.  That isn't the norm I know but I paid my dues.  Making people get insurance and even giving them tax breaks and some assistance if needed to buy it is a WHOLE lot better than letting them continue to visit the ER and ALL of us paying for it.  I suppose you think liability insurance for cars and seat belts are also unconstitutional.