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Veteran Advisor

Re: Some numbers for r3020

Don, I would imagine you remember several of the whiners on here actually bragging about paying their own way with insurance policies that cost them over $12000/year with anywhere from $5000 to $10000 deductibles.  I offered to cover them at a much lower rate but got no takers.  They are willing to pay that much money and complain when something is passed to actually maybe save them some money and they still complain!  Well, I would say LET'EM!!  As to your last sentence, it would be nice if you could somehow FORCE them to get one at least once a month!