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Canuck_2
Senior Contributor

Re: healthcare in canada questions

There are a couple thigs you are missing BA or ignoring.

Makes no difference but i think we are only around 32 million but we are growing with refugees still coming here.

 

But a difference is the costs to hospitals and doctors of collecting pay is minimal.

There have been stories about how big the accounting departments are in US hospitals to manage all the billings to many difference insurance companies and then negotiating with them to get payment while Canadian accounting departments are almost non existent

My memory says one comparisson between equal sized hospitals in Canada had 4-6 employees while the US hospital had close to 100 in their accounting department.

 

Another thing is the difference in income between levels of society is considerable in the US compared to Canada.

For example a manager of a business in Canada might make 2-3 times the wage of the average worker he manages while in the US that manager would get 10 times the wage.

Then throw in the costs of the insurance company for billing, collecting and managing payments for your care plus a profit for the owners of the insurance comapny and you will find a lot of the cost is not for health care itself but rather overhead which our system does not have.

 

It is the same in Canada where people with dental insurance pay a higher fee for service than those of us without insurance for the same work. Is that because the insurance will pay the extra or the additional cost the dentist has in paper work to collect that money?

Canuck_2
Senior Contributor

Re: healthcare in canada questions

Yes allen but if we stay home we pay nothing each month.

Only need insurance to cover additional costs while away, not total cost only additional.

Plus maybe medical necessary special transport home.

BA Deere
Honored Advisor

Re: healthcare in canada questions

Canuck, that is why health insurance in the US is so expensive, because we have 10s of millions of illegals and assorted deadbeats  (probably more in total than the entire population of Canada) that show up at the hospital with a stab wound or a drug issue and get treated and leave the hospital holding the bag on payment.  Well, someone has to pay, just like a store that has alot of shoplifters, they have to raise prices on EVERYONE.  If your Trudeau welcomes deadbeats into your country you too will find out that your juicy safety nets will have to be modified lower.  You`ve had it good, but you too will find out there aren`t free lunches, it`s just when you rip off other countries on trade, national defense and take on the burden of refugees you guys have shown you can have it good, but not everyone was in on that good deal.

 

 But yeah, there`s insurance fraud and more staff is required to document and audit claims and the higher costs go the more is needed to police it. There is no way the US could have the sweetheart deal that Canada has, the mathematics just isn`t there.

Canuck_2
Senior Contributor

Re: healthcare in canada questions

Not sure why you think the math is different in your country.

10 X the people to care for and 10 X the people to pay taxes to cover it.

 

There would of course be a number of paper pushers and salepeople out of work but everyone would get care and preventive care will reduce the total cost to the system.

 

BTW what is your future without immigrants?

 

http://www.forbes.com/sites/stuartanderson/2011/06/19/40-percent-of-fortune-500-companies-founded-by...

BA Deere
Honored Advisor

Re: healthcare in canada questions

Canuck, the difference is Canada is like the 200 people in the audience at the Oprah show, she says "Everyone gets a new caaaaaar!" ...that`s fine if you are in her audience, you get a car.  But the millions watching on tv won`t get a new car, because the mathematics does not work.

 

rsbs
Senior Advisor

Re: healthcare in canada questions

I wonder who the insurer is, and if we can get that here instead of the "affordable care". Sounds pretty reasonable.

 

It's amazing how many people don't know the difference between "insurance" and "coverage". With "insurance" , you pay an amount based on risk, with a large pool, and a part to cover overhead administration costs. You should not expect to make money, but to "insure"   yourself against a catastrophic loss.  If your medical bills run $20,000 a year, for example, you should never expect to pay less than $25,000 for "insurance".  If you do, it's not insurance, it's "coverage". Someone else is paying the difference.

 

Medicare was set up based on the idea that a wage earner would contribute and front load the premiums that would otherwise be due at retirement....ie, you pay in for 40 to 50 years, and the money covers you for five to 15 years or so of retirement where the large medical bills usually come , along with that OLD disease we all get if we live long enough.

 

Medicare isnt working out that way cause Medical expenses have skyrocketed, and people are living way longer. Thats the fact that needs to be addressed.

 

Suggesting that everyone gets Medicare without paying in for 40-50 years is just the talk of children. Sorry, but we need grownups running things now. If you are past 30 years old, and still thinking like a child, you must have had very poor parenting.

rsbs
Senior Advisor

Re: healthcare in canada questions

Canuck isnt the sharpest knife in the drawer, I honestly think he doesnt see the difference between the population of Canada and that of the USA.

 

A quick fix would be to get an underground railroad going where those wanting to jump the fence or swim the river into the USA from the south side get immediate aslyum in Canada....we just transport them up there.

 

Then I believe the slower Canadians would understand....the smart Canadians already seem to "get it".....they are not even letting the progressives types in from the USA to spoil their barrel of apples.

 

It must suck to be a progressive in America and find out that the other countries dont even want you.

Canuck_2
Senior Contributor

Re: healthcare in canada questions

Yes i am not likely very sharp BUT when the health care is funded by tax revenue and everyone gets health care it will not matter how many are in the country since more tax payers getting care means more tax payers paying taxes to fund it AND it does not have the overhead of paying paper shufflers and policy salespeople and a profit for the insurance company PLUS the additional costs for health care doctors and hospitals to deal with the paper work of dealing with ???? many different insurance companies and insurance claims with different things covered and different amounts allowed to be paid.

 

There is a whole set of 'middle men' making a living off your health care that we do not have and therefore do not have to pay.

farmer1990
Veteran Contributor

Re: healthcare in canada questions

Just wait until all the deadbeats from down here move up there.  They don't have a job , they don't pay any taxes, all they want is everthing free and not have to work.  Just wait for all the deadbeats, it will all work out.