It really doesn't matter if you go broke after 3 months of restrictions or after a year of half a business because people won't go out when there's a virus afoot.
Re: restaurants etc.
The purpose of PPP etc. was to offset the losses while a meaningful public health response was mounted.
I would have supported another round of pandemic relief a couple of months ago. Now, this close to the election, I don't as long as there's little hope of actually doing anything effective.