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Re: Catastrophic Insurance Options?
That is close to "Stand up comedy Math" It is a "what's your vector Victor" moment....
https://www.youtube.com/watch?v=fVq4_HhBK8Y&list=RDfVq4_HhBK8Y&index=2
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Re: Catastrophic Insurance Options?
Red - Interesting times we are in to be an individual anything in any location it seems . Looking forward I see little political will and or corp. will to address the health care run away spending at this point in time . Epipen and insulin costs are making headlines currently of examples of sticker shock unheard in recent history. My congressional folks tell me it takes private business to give us the best options and cost containments which seem to have little traction at this point and time ? ? ?
Personally- I think the idea of political mayhemand - antics has accelerated us to this juncture --- Remember this is an exciting time in agriculture - are you excitied ??
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Re: Catastrophic Insurance Options?
Well, an ag example is the price of NH3...based on natural gas prices, the nitrogen
supplement probably should have been half the price of where it has been, but
because of supply and demand, the price stayed up, but....not forever....new plants
are coming online and people should remember which ones were goring them.
At least anyone that wanted NH3 could buy it at a price, albeit a higher price than
what seems "fair". Look at Venezuela, where the socialism there has most goods
unavailable now...we don't want that here in the land of plenty.
The same with health insurance for the bulk of America..it was available previously
at prices set by the free market, and in products that insurance companies could
market and be reasonably certain they would profit from the offerings. Along comes
the unaffordable act, and we lose that ability to find a product that we, the American
consumer want. Granted, some abuses occured, and the solution would have been
to target the abuses, not to throw the baby out with the bath waters.
Back to the subject at hand....trying to find affordable health insurance in this new
world the Kenyan and his cohorts have created.....it's tough. Here in Mn we have a
high AIDS population in the metro area that previously was uninsurable due to the
high costs of medicating their conditions....their costs for their lifestyles are now
amortized over the rest of the state population due to the reasoning of our fearless
leaders. Our family insurance doubled and now is slated to go up again by 50%, if
we even find an insurance carrier as the marketplace is pretty vacant right now.
THis catastropic insurance would fit our needs, and it should be open to whoever
wants it...instead the current law tries to ensure that everyone is subsidizing the
people that are really draining the health resources. A better solution would have
been to create subsidized high risk pools where our welfare system handled the
costs, through general tax levies, rather than throwing a wrench into a working
system.
THe Iowa attorney general evidently has done the math and figured out the risk
pools too, and is encouraging the Iowegians caught up in this mess to do what I
am thinking of....going with the CAT insurance. This is a product that should screen
out the high needs consumers and provide a catastrophe product at a more
reasonable cost.
Just looking for input on this topic from others caught up in the same scenario...
it's a mess. Really don't need attacks from someone doesn't understand the
facts and has an obvious hard time analyzing basic concepts.
THanks for your input.
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