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Veteran Advisor

Re: KFB and Health Insurance

Not entirely true because of the timing issue. Was against ACA from the start.  Once ACA got going, as an individual, there was no market source from which to purchase individual coverage, insurance companies did not provide it.  Individuals who purchased their own coverage were trapped, and moreso if any pre-existing conditions.  This has not changed.  Repeal of ACA only makes matters worse unless there is concurrent roll-out of adequate replacements that are actually available.  What took a couple of years for the ACA to destroy, would not logically be rebuilt without the risk of gaps in coverage, unless there is some adequate replacement ready to roll out.

 

Yes, nothing was done to reduce the costs of actual medical care.  And, nothing was done to reduce the costs of actual medical insurance either.  ACA provided an avenue for millions of people to obtain insurance who otherwise could not obtain coverage, while creating several new taxes.  Millions more insureds translated to billions more $$ for both health insurers and health care providers.  And, instead of achieving cost savings by reducing the role of insurers, ACA added a government layer of overhead while insurers prospered with additional direct and indirect government subsidies and mandates.  Rolling this back would place tens of millions of insureds at risk.  All of which presents an argument for nationalization of health insurance (not health care) in order to get the cost and insurance overhead situation under control, create the possibility of a dominate price bargaining position for insurers with the health care industry, and minimize the negative (financial and care) impact on current insureds.

 

We need to be looking at the situation from where we are now, not from where we were prior to ACA.

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Veteran Advisor

Re: KFB and Health Insurance

El  .  KEEP   IN  MIND  -  the  EXPERTS  on  this  have  policy's  provided  by  others  -  not  out  of  their  own  pockets  - ? 

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Veteran Advisor

Re: KFB and Health Insurance

AND  the  man  in  charge  '' uses  ''  the  bankruptcy  card ,  easily  at  will,  as  a  sharp  business  like  maneuver ,  and  several  airplane, college,  casino  examples  -   -   -  

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Highlighted
Honored Advisor

Re: KFB and Health Insurance

Trump is the only POTUS that has brought the problem of illegal aliens to the forefront.   There are areas where illegals have bankrupted hospitals, the medical system can only eat so many bills and pass them on to other healthcare customers before it breaks them.   See, that "cheap labor" isn`t so cheap when you figure ALL THE COSTS that businesses pass on to taxpayers and healthcare consumers. 

 

There`s actually more job openings for blue collar workers than there are applicants, which will hopefully increase wages enabling more in the insurance pool to pay their way, which should lower costs. When someone can`t pay their hospital bill, it gets amortized onto the rest of us. 

 

We`d see much lower cost care if everyone that walked through the clinic door paid their bill when they left, be it through their insurance or out of their pocket.  It`s like shoplifters at Walmart, Walmart has to charge everyone more to make up for items that are stolen.

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Veteran Advisor

Re: KFB and Health Insurance

I   think  my  -  your,     Senators   Health   Care   Policy   &   Retirement  deal  would  be  fine  with  me  and  others  also  -  maybe  ?   

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