Posts: 3
Registered: ‎07-27-2010

Re: Self directed long term care

We purchased a LTC policy the year before Sharon turned 60. It seemed that the best rates were before either partner reached that milestone. We got discounts for taking it as a couple as well as for both of us being healthy. You cannot afford to insure against everything. We got an automatic inflation rider and chose a lower daily rate, assuming that we would both live to a ripe old age. My advice- if you are buying insurance-buy early and select carefully. ...Soyroy